Insurance Policy Simulator

See how deductibles, policy limits, coinsurance, and inflation change the loss distribution and expected payment. Drag the sliders to design your policy.

Loss Distribution

Distribution Type

Policy Adjustments

Deductible (d) — 1,000

▼ d

Policy Limit (u) — 8,000

▼ u

Coinsurance (α) — 80%

Inflation Factor — 1.00×

Insurance Policy Simulator

Loss Distribution

Policy Adjustments

Payment Analysis